ZSW Group has been turning renters into homeowners for over 5 years with our new and innovative programs. Over the years, ZSW Group has received numerous
applications from people who were unable to afford the down payment and closing costs of purchasing a home as well as from individuals facing significant credit challenges.
ZSW Group has a passion for those who work hard to achieve, but are kept down by circumstances that often are beyond their control. Contact ZSW Group today and let us
help you into the home of your dreams.
Why We Believe In What We Do
Homeownership strengthens communities. A higher level of homeownership within a neighborhood (more owners and fewer renters) helps develop a sense of
community. Members of a community look out for one another and this feeling of oneness with neighbors keeps crime rates lower, properties in better shape and property values
rising. Renters rarely know their neighbors and many live in deteriorating neighborhoods with more crime.
Homeownership is like a forced savings account. Families that purchase a home pay down the balance owed with each monthly payment. Also, if a home is cared for, it will
generally increase in value with each passing year. The difference between what your home is worth and what you owe represents your equity or savings.
The result is that families who purchase a home and decide to move take money with them. Families who rent a home and inevitably move have nothing to show for the rent they have paid.
Homeowners also reap significant tax benefits that further enhance saving opportunities.
Homeownership develops stronger and healthier families. Families that purchase a home stay in one place longer and move less frequently. This stability
provides the background for wholesome lifelong memories and in turn helps children and parents experience and develop a sense of
belonging and community. Renters rarely have this experience or leave it behind when they move.
Homeownership provides security for the elderly. Elderly people are generally retired and living on a fixed income. This income is usually less then what they
earned during their working years. Elderly people who are homeowners do not have to worry about moving to a lesser rental or worse neighborhood when they retire and their income declines.
They also don't have to worry about annual increases in rent.
The barriers to homeownership are real and insurmountable for many Americans. ZSW Group believes the right to own a home is basic to all
Americans regardless of age, race, ethnicity, religious beliefs, level of income, or standing in the community. Contact
ZSW Group today and begin the process of owning the home of your dreams.
Do you have questions? Check out our FAQ pages...